Not all habits need to be broken

Posted by:

Do you have any bad habits? Things you do all the time but wish you didn’t? What about something your partner does that really annoys you? We tend to view habits as negative – something to be broken – and along with that goes the guilt and frustration when we can’t quit our bad habits.

But what about good habits?

We recently got the whole Monarch team together for a professional development session and the topic was ‘Improvement as Habit’. As facilitator, ...

Continue Reading →
0

Don’t underestimate the value of a second income

Posted by:

I was chatting with a friend over dinner the other night and she was talking about how she had dropped back from full-time to part-time work so she could pursue her goal of opening an online kid’s clothing store. She is still bringing in an income (and hopes to eventually leave her part-time job and just work on the store), but ...

Continue Reading →
0

New year, new team!

Posted by:

As you would have seen in my end of year update, Monarch has expanded! I’m so excited to welcome Brett Puxty and Francis Coggan to the team, as well as announce that Aleksandra is stepping into an even bigger role. Why the expansion? It ultimately comes back to why I started Monarch Advisory Group in the very beginning, which was to ...

Continue Reading →
0

No advisers, no surprises? No way!

Posted by:

NO AdI saw an ad for insurance company NobleOak the other day which really made my blood boil. It’s the one where the guy says that with most life insurance you’re ‘being sold an illusion’. The ad claims that life insurance through NobleOak is 20% cheaper than if you buy through an adviser or direct with an insurer.

They highlight that they only offer ...

Continue Reading →
0

Financial advice doesn’t stop when you’ve got your policy!

Posted by:

facebook-Linked_Image___shutterstock_227878675If you’re working with a financial planner to help set up your life insurance, make sure they’re going to be there when they’re really needed – at claim time!

A referral partner recently asked me to help her client’s son who had sadly suffered a stroke. The son has insurance, so the client took on the job of lodging a claim on behalf of ...

Continue Reading →
36

Life’s little surprises

Posted by:

facebook-Linked_Image___ross-findon-303091-unsplashLast week I sat down with a couple to do a review of their insurances. It was a great meeting for a couple of reasons and I wanted to share the experience here…

I first started working with this couple a little over four years ago. Let’s call them Jack and Jill. Jack and Jill were newly married and wanted to get their life ...

Continue Reading →
57

Why skipping your annual review could cost you big time

Posted by:

Annual Review 1The other day I met with a client for her annual review. Let’s call her Justine. Here is her story in a nutshell:

Ten years ago, Justine was newly divorced and raising two teenage boys. She had no assets to her name and knew she would need to go into serious debt to keep a roof over her boys’ heads.

Six years ago, ...

Continue Reading →
297

Six life lessons I’ve learned since being a financial adviser

Posted by:

shutterstock_738695398Becoming a financial adviser has been one of the best things I’ve ever done. Not only have I been able to help others to chase their dreams and live their best lives, I’ve also personally gained a lot. As the saying goes, when you do what you love you never work a day in your life.

It’s six years since I started ...

Continue Reading →
89

What are you really buying when you get insurance online?

Posted by:

What are you buyingYou’ve probably seen me post before about the risks of buying insurance online. But I wanted to delve a bit deeper into this issue because it seems many people have misconceptions about getting life insurance advice.

Here are some of the myths I come across regularly about online insurance and financial advice…

“Online insurance is cheaper!”

False. An insurance policy that ...

Continue Reading →
483

Not everything that counts can be counted

Posted by:

friendshipsSome of you may have seen my recent post about the great feeling I got writing out Christmas cards for my clients last week. I am truly grateful to them for their support, but also for letting me into their lives.

Let’s face it, when people think about the role of a financial adviser, they assume it’s a job for people who ...

Continue Reading →
514
Page 1 of 2 12