Posted by: Tatiana Coulter
No matter how much the world around us changes (seriously, 2020 has been one hell of a ride), there are a few things that never do – the misconceptions around life insurance!
I’ve worked as an adviser for 8 years, and in finance for even longer, and I still hear the same excuses for not getting covered and the same ‘fake news’ about why people think it’s not for them.
It’s time to fact check some of those ideas!
I’m single – I ...
Continue Reading →There’s an old saying in the financial world – if it sounds too good to be true, it probably is. I can’t think of a better way to describe the Government’s COVID-19 early superannuation release scheme. The chance to withdraw thousands of dollars from super proved so tempting that literally millions of Aussies have already applied for the program, in total withdrawing (so far) more than $33 billion in funds.
But while this money was intended to help people who had ...
Continue Reading →I have a friend, let’s call him John, whom I have known for over 20 years. John is in his late 40s, married (to a woman in her mid-40s who we’ll call Jane) and they have 3 kids (2 of whom are dependant). John and I used to work together in Brisbane and over the past two decades we’ve had what I’d describe as intermittent contact.
As most people are, John and Jane are always busy, running around, working hard (they ...
Continue Reading →Are you like me and suffering from serious information overload at the moment? It seems like everyone you speak to has an opinion about how quickly things will return to ‘normal’, what the economic impact is going to be long-term, and whether you should invest in a lifetime’s supply of toilet paper.
Let’s face it – none of us have been through anything like this before. So no-one is going to have all the answers. But what you can do is ...
Continue Reading →Posted by: Tatiana Coulter
You’ve probably heard that one of the changes announced in the Federal Budget was around insurance inside super. Almost all group superannuation accounts (that is, industry super funds and the superannuation products offered by the banks and other large financial institutions) come with an automatic level of life insurance and TPD cover. Some also provide some income protection insurance. The premiums for this ...
