Physical health is only one half of the battle

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I have a confession to make – I had a very different blog planned for this month. But in a matter of weeks, the world has completely changed. We are all facing into an unprecedented challenge, which is not just a threat to our physical health, but also our mental health and happiness.

It’s never been more important to acknowledge the effect stress and social isolation can have on our mental state.

With that in mind, I’ve put together some ideas for ...

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What’s the scariest thing you can imagine?

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Welcome to a new year and a new decade! One of the things the Monarch team particularly looks forward to each new year is seeing how our clients have progressed along their financial journey. Life is always throwing surprises at us – some good, some not so good – but when you have a solid financial plan in place, you don’t have to be worried about what the future may bring.

Which brings me to the topic of our first blog ...

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Lessons from Japan

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I love travelling overseas! It’s awesome to be able to experience other cultures and see the way other people live. Take my recent trip to Japan and Korea. Aside from the fascinating history, incredible food and gorgeous scenery, I was really intrigued by the Japanese people. It never ceases to amaze me how different people can be, depending on where they grew up ...

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What gift are you going to give yourself this Christmas?

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Have you ever stopped to think about just how stressful Christmas can be? In theory, it’s supposed to be the time of year when we’re all winding down, taking time-off, travelling and celebrating with friends and family.

But in reality, Christmas also brings a fair amount of stress. So instead of financial advice, I thought I might use this blog to share ...

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Life’s little surprises

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facebook-Linked_Image___ross-findon-303091-unsplashLast week I sat down with a couple to do a review of their insurances. It was a great meeting for a couple of reasons and I wanted to share the experience here…

I first started working with this couple a little over four years ago. Let’s call them Jack and Jill. Jack and Jill were newly married and wanted to get their life ...

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Why skipping your annual review could cost you big time

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Annual Review 1The other day I met with a client for her annual review. Let’s call her Justine. Here is her story in a nutshell:

Ten years ago, Justine was newly divorced and raising two teenage boys. She had no assets to her name and knew she would need to go into serious debt to keep a roof over her boys’ heads.

Six years ago, ...

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You don’t need to be a financial expert to need a financial adviser

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Ask questions 2When I meet clients for the first time I often hear them apologise for their lack of knowledge about all things financial. They say things like: “I think I should be a high growth investor but I don’t really understand what that means,” or “I think we have insurance in our super but I don’t know what it covers,” or even ...

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“But what if something happens to you?”

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Succession 2Insurance is all about planning in advance to protect your future. We hope we never need it, but it’s nice to know that if something does go wrong with our health, we’ve got a plan in place to maintain an income and continue to support our families. And having an adviser means if you do need to make that claim, you have ...

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Guest Blog: 10 situations that should prompt you to consider updating your Will (or to make one)

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Guest Blogger: Matthew Smith, Clinch Long Woodbridge Lawyers

FB WillsThe Philosophy

Your will should never be seen as “set in stone”.  It should be seen as a legal document that can be easily updated if and when necessary. Some of the things that might prompt you to consider an updating of your will include:

1.    A change to your assets and liabilities
For ...

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