For those who’ve followed my blog for a while now, you’ll know that the Coulters have an anniversary coming up next month. Yup, September marks eight years of wedded bliss for Rob and I! Like most couples, anniversaries are something we celebrate, usually with a glass (or two) of wine from one of our favourite vineyards.
But there’s another important anniversary that needs to ...
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Most people understand the need for car insurance, home and contents insurance and probably even health insurance. But when it comes to life insurance, it’s more difficult to picture yourself actually needing cover. We just don’t want to think about something bad happening to us or to our loved ones!
Part of my job, as a financial adviser, is to help people understand ...
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You’ve probably heard that one of the changes announced in the Federal Budget was around insurance inside super. Almost all group superannuation accounts (that is, industry super funds and the superannuation products offered by the banks and other large financial institutions) come with an automatic level of life insurance and TPD cover. Some also provide some income protection insurance. The premiums for this ...
You’ve probably seen me post before about the risks of buying insurance online. But I wanted to delve a bit deeper into this issue because it seems many people have misconceptions about getting life insurance advice.
Here are some of the myths I come across regularly about online insurance and financial advice…
“Online insurance is cheaper!”
False. An insurance policy that ...
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Can you believe it’s 2018? Actually, 2018 is nearly a month down, which is even scarier. I’ve talked before about how the first month of a new year can prompt people to book in to get their finances sorted out asap. But it turns out that major milestones are actually the main reason people take out life insurance.
It’s true. Research* shows ...
Continue Reading →This post is probably going to ruffle a few feathers, but I’ve noticed a trend emerging over recent years that I find really disappointing. Every few weeks, I see a post on my Facebook feed or a story pop up in the news about someone calling on the general public to help fund the cost of their medical bills. You know the kind I’m talking about: a mother with a debilitating disease who needs money to fly overseas for stem ...
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A couple of weeks ago I received a call that made my heart beat really fast. It was Friday evening, and I’d just put my feet up and was enjoying a glass of wine with Rob when my mobile began to buzz.
I looked at the screen and saw the call was from one of my clients. My stomach ...
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I thought today I’d share a couple of interesting client experiences that got me thinking about one of the most common reasons people have for not getting life insurance – the ‘I’m too young to need cover’ excuse.
Last month I met with a professional couple in their forties who were looking at ...
Continue Reading →Posted by: Tatiana Coulter
While watching the Australian Survivor finale the other night (Lee was robbed) I came across the following ad for Real Insurance…
In the ad we see David, who has just received a call from his doctor. We can infer, from his conversation with his wife, that he had a medical scare. But he’s just received the great ...
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