Posted by: Tatiana Coulter
As you would have seen in my end of year update, Monarch has expanded! I’m so excited to welcome Brett Puxty and Francis Coggan to the team, as well as announce that Aleksandra is stepping into an even bigger role. Why the expansion? It ultimately comes back to why I started Monarch Advisory Group in the very beginning, which was to ...
Have you ever stopped to think about just how stressful Christmas can be? In theory, it’s supposed to be the time of year when we’re all winding down, taking time-off, travelling and celebrating with friends and family.
But in reality, Christmas also brings a fair amount of stress. So instead of financial advice, I thought I might use this blog to share ...
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I saw an ad for insurance company NobleOak the other day which really made my blood boil. It’s the one where the guy says that with most life insurance you’re ‘being sold an illusion’. The ad claims that life insurance through NobleOak is 20% cheaper than if you buy through an adviser or direct with an insurer.
They highlight that they only offer ...
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If you’re working with a financial planner to help set up your life insurance, make sure they’re going to be there when they’re really needed – at claim time!
A referral partner recently asked me to help her client’s son who had sadly suffered a stroke. The son has insurance, so the client took on the job of lodging a claim on behalf of ...
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For those who’ve followed my blog for a while now, you’ll know that the Coulters have an anniversary coming up next month. Yup, September marks eight years of wedded bliss for Rob and I! Like most couples, anniversaries are something we celebrate, usually with a glass (or two) of wine from one of our favourite vineyards.
But there’s another important anniversary that needs to ...
Continue Reading →Posted by: Tatiana Coulter
Last week I sat down with a couple to do a review of their insurances. It was a great meeting for a couple of reasons and I wanted to share the experience here…
I first started working with this couple a little over four years ago. Let’s call them Jack and Jill. Jack and Jill were newly married and wanted to get their life ...
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Most people understand the need for car insurance, home and contents insurance and probably even health insurance. But when it comes to life insurance, it’s more difficult to picture yourself actually needing cover. We just don’t want to think about something bad happening to us or to our loved ones!
Part of my job, as a financial adviser, is to help people understand ...
Continue Reading →Posted by: Tatiana Coulter
You’ve probably heard that one of the changes announced in the Federal Budget was around insurance inside super. Almost all group superannuation accounts (that is, industry super funds and the superannuation products offered by the banks and other large financial institutions) come with an automatic level of life insurance and TPD cover. Some also provide some income protection insurance. The premiums for this ...
The other day I met with a client for her annual review. Let’s call her Justine. Here is her story in a nutshell:
Ten years ago, Justine was newly divorced and raising two teenage boys. She had no assets to her name and knew she would need to go into serious debt to keep a roof over her boys’ heads.
Six years ago, ...
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Becoming a financial adviser has been one of the best things I’ve ever done. Not only have I been able to help others to chase their dreams and live their best lives, I’ve also personally gained a lot. As the saying goes, when you do what you love you never work a day in your life.
It’s six years since I started ...
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